Surplus Optimizer
Quantify incremental return from moving idle cash into an optimized mix
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Indicative yields are pre-filled for reference and can be modified as required.
Company Profile
Total Surplus Cash (₹ Millions)
₹M
Monthly Cash Burn (₹ Millions)
₹M
CA Buffer to Retain (₹ Millions)
₹M
Kept in CA for operations. Recommended: 1× monthly burn.
Yield Assumptions
Current Account Yield
%
Most corporate CAs earn 0%
Wt Avg Fixed Deposit Rate
%
Liquid Fund (0–2m)
%
Money Market (2–5m)
%
Ultra Short (5–9m)
%
Low Duration (9–15m)
%
Short Duration (15m+)
%
Current Allocation
Allocation (%)
Allocation (₹ Millions)
Current Account / Idle Cash
%
₹M
Fixed Deposits
%
₹M
Liquid Fund (0–2m)
%
₹M
Money Market (2–5m)
%
₹M
Ultra Short (5–9m)
%
₹M
Low Duration (9–15m)
%
₹M
Short Duration (15m+)
%
₹M
Others
%
₹M
Total allocation100.0% ✓
◈
Enter total cash, monthly burn
& current allocation to see
your burn-rate optimised plan
& current allocation to see
your burn-rate optimised plan